Most pages answering these questions are written by someone paid when you sign a specific contract. These are not. Every legal claim names its source.
License lines, the course, the exam and retakes, in order.
Read →After the examApplication, appointment, and the federal rule nobody mentions.
Read →ContractsThe questions to ask, and the red flags worth walking away from.
Read →How you are paidHow an advance becomes a debt when a policy lapses.
Read →The career decisionA contract choice, not a license type, and what actually differs.
Read →Choosing an uplineNeither term is defined in law, so the contract is everything.
Read →These guides cite statutes, federal regulations and NAIC model acts so you can check them yourself, and they say plainly where something is unregulated. They are educational material, not legal advice, and insurance law varies by state and changes over time. For a decision that turns on your own contract or your own state, talk to a lawyer licensed there.