A course that tells you a number is a course you might act on. These are the rules every lesson, study sheet and guide is held to before it reaches you.
Any lesson that states a number you could act on (days, dollars, ages, percentages), a legal duty or prohibition, anything that varies by state, a statistic, or a tax rule names its source beside the claim. Explanations of how a product works, industry vocabulary and field judgment read clean, without footnotes. Every lesson keeps an internal source record either way, so when a law changes we know exactly which lessons to pull.
| Source | How we use it |
|---|---|
| Original analysis and field experience | Used freely, and labeled as experience where it is. |
| Statutes, regulations and official sources | State insurance codes and administrative rules, the Internal Revenue Code and IRS, the Social Security Administration, FINRA and the SEC, FinCEN, NAIC model laws, state insurance departments and the official exam content outlines. Written in our own words, cited to the exact section. |
| Product materials | Background reading only, to get mechanics right. Never quoted and never named. |
| Commercial exam prep and recruiter material | Not used as a source for anything we teach. |
Every module that makes legal, tax or numerical claims goes through an independent check before it ships. The checker did not write the module and works from a numbered list of its claims, reading each official source directly and trying to prove the claim wrong. Errors are corrected and logged before the module is filed. Where a source cannot be read, the lesson says so rather than guessing.
The curriculum is reviewed every quarter against regulatory changes and market drift, and figures that change every January, such as Social Security and IRS limits, are refreshed when the new figures are published. If you find an error, email hello@insureramp.com with the page and the source. We fix confirmed errors and note the change.
Everything here is education. Insurance law varies by state and changes over time, and a decision about your own situation belongs with a licensed professional in your state.